Auto Insurance
Coverages
In the event you are in an accident, you can be held responsible for injury or damage caused by the accident. If you own a vehicle in the State of Texas, you are required by law to insure both Bodily Injury Liability & Property Damage Liability coverages. To obtain a valid vehicle registration, you are also required to show proof of coverage for automobile liability insurance.
Optional Coverages & Other Coverages are also available … Such as:
- Uninsured/Underinsured Motorist
- Personal Injury Protection
- Collision Coverages
- Other than Collision Coverages
- Rental Reimbursement
- Towing coverages
- Death Indemnity/Disability Coverages
- Gap Coverages
- Sound Equipment
What to do if you are involved in an Accident
Stay Calm (Assess the injuries or damage, get medical assistance)
Call the police to file a report (This is very important to help determine fault or no fault.)
Limit the discussion of the accident (Let the facts determine fault/no-fault)
Get the facts and details of the accident:
- Date & Time
- Location
- Name of other driver
- Phone number
- Address, City, State, & Zip
- Insurance Company & Agent
- Policy number
- Gap Coverages
- Name of witness & contact information
Report the incident to our agency.