Homeowner insurance is to protect your investment from perils such as Fire, Lightning, Windstorm/Hail, Vandalism, and many other types of losses including personal liabilty.
Coverages
Most homeowner insurance policies cover the basics … Such as:
Dwelling Protection
Other Structures on Premises
Personal Property
Additional Living Expenses
Family Liability
Guest Medical
Other Optional Coverages
There are other coverages available to fit your specfic needs … Such as:
Scheduled Personal Property
Sports Equipment
Personal Property
Business Property
Water Back Up
We can tailor fit the right homeowner insurance protection for you and your family and also provide a replacement cost analysis to make sure your home is insured to value.